Insufficient income, asking for food
I often see that many people in direct sales will use material acquisition as the focus of their communication, and use this as a token of making money. Actually earning large amounts of money does not mean that money is actually deposited. It really should be enviable. The only way to save money is to make money. If you only make money, but you don’t save it, the image that you build will be empty after all, and for a direct seller, this situation will be formed. Will appear in his heart to make money but there is no sense of financial security contradictions, if you accidentally also encountered financial tensions appear, the pain and struggle in the heart will not be the average person can imagine it!
Business does not have to come and go. Ups and downs are the psychological preparations that should have been there, so today you can spend a lot of money, really a gratifying thing, but consider whether tomorrow will be the same What about? If tomorrow may not be spent, how will those expensive things be purchased in the future? We most often see things that are cited as making money, such as designer clothes, designer accessories, including wallets, eyeglasses, briefcases, pens, notebooks, ties, belts, etc. , good rooms, these are the direction that must continue to use money to invest in the above, some even have the limit of popular time, so if you decide to go in the cutting-edge of the popular, then you have to make a real determination to pay cost.
Many people have the wrong way to spend money. That is to say, setting up money is based on "it will be good for you to build tomorrow," and there will be no crisis awareness for businessmen. Some people even use credit cards. The credit card will spend the next month's money first, because in his conception, he is a person who earns money and spends money, but the result of such an idea often only causes his own debt. Become a debtor hiding in a beautiful appearance is a tearful debtor. If the concept of “involvement and consumption†is not established before, do not open your own appetite for material pursuits. If you are sure that you want to open this appetite, please ask yourself two questions before opening your appetite: First Yes, you have to ask yourself if you have enough to feed your appetite? The second is whether you have enough financial resources to feed your appetite?
There is a good spirit in direct marketing called copying. It is fine if you copy good results, but if you copy to bad practices or ideas, that will have a big impact. Most people in direct sales may not have good financial education. Therefore, how to plan and how to manage their own personal property is vague. At this time, online role playing is very important. You may Always ask yourself: What is your education for them? Because your education for a direct seller who does not understand financial management can cause his deposits to increase continuously and accumulate a considerable amount of wealth, but your education can also cause him to go beyond the ability to lend, buy a good car, buy a good one. House or swiping cards to buy brand names, causing a lot of debt. Therefore, every person who is on the line should have such a sense of responsibility and mission. “We must give the off-line people a correct concept of financial management.†Education like this must take time, because it is necessary to teach a person to save money. It is not easy, but it is very fast to teach a person to spend money, and it is easy to infer something out of the blue.
After learning to manage money, it will be financially reasonable. Direct sellers themselves are their own bosses. Without a good boss, they will not be able to manage money and they will be able to make a fortune. Only if they fail to manage their finances and fail, they will be busy every day. In life, is it time for you to arrange your own financial management? If you do not learn financial management or ignore the importance of financial management, you will find that the money you have earned seems to have been spent without knowing it. The most important thing is that you do not know where you have spent.
It's as if I've often heard the outgoing distributors say, "I didn't make money in direct sales! I was cheated!..." and I often asked them: "Isn't I earning money or my money has been spent?" They often couldn’t speak because they had a new watch on their hands, a few new clothes in the cupboard, a few new shoes in the shoe cupboard, and a new mobile phone on the girlfriend’s hand. The cost of high-class Western restaurants to enjoy and vacation is not the money they earn. Is it a fall in the sky? There is no money in the hands of these distributors, because the money has already become something through purchases. If they can manage their money well and control their own desires, money will naturally stay in the bank. If you do not review yourself and attribute all of your business to direct sales, the direct sales business will help you to back up one of the biggest black pots!
Learn to make money first. Never learn how to spend money before you learn to earn money first. Some people say that if you spend too much money, you will learn to manage your finances in debt. Perhaps this is a motivation to learn how to manage your finances. Most of the people who saw only learned to complain and shirk their responsibility. As a result, they did not learn to manage their finances after they had been responsible for the death. Instead of complaining, they complained!
Financial management in direct sales is particularly important, because each small expenditure is easily overlooked, but the accumulation of water droplets into rivers is a huge monthly expenditure. For example: transportation fees, parking fees, Food expenses, photocopies, drinks, telephone bills, postage fees, etc. These are not big expenses, but they are spent every day. Many people never pay attention to how much they need for a month, but only care. How much money do you receive in a month? If you earn 30,000 in a month, the monthly cost is 50,000, and you get 30,000 in fact there is nothing to be happy about, but the actual situation is that the person who received 30,000 will still Very happy, because he did not even know that he had to spend 50,000 yuan a month. The real situation is that he is overdrawing every month, but he does not know it! Especially now is the era of popular plastic currency. If you pay for it next month, you can use the bank’s revolving interest to pay even if you cannot pay it. After this card is finished, you can even make another balance and the result will be one-by-one. When credit cards reach their full value, they find themselves trapped in debt. In the face of the temptation of credit cards and the notion of not having financial management, many people are very easy to get their own credit and bankruptcy, so I think it is very important to use a credit card. The course is a compulsory subject for most people.
There is also a need to learn to separate the cost of living from the cost of purchase. If you mix your own living expenses with income from sales, or from tutoring bonuses, you will find that you have sales Profits may become the cup of coffee on the table in the next second. What is the monthly income, how much is the gross profit of sales, how much is the coaching bonus, what is the purchase cost, and what is the total other total cost? Such a record can help you to clearly calculate the amount of money that you make or lose every month, so as to set a plan for your own cost-cutting, but it has always been aiming to establish your own monthly income, not To pay attention to the small details of these financial management, it will be like an hourglass, you have been pouring in and the other side has been leaking, you may have been in their own hearts has been doubting: why the more money the more money, but why can not save money The reason is that while you are making more money, your expenses are also increasing. What's even more frightening is that if you don’t pay attention, the result may be that your increase in expenses will be even greater than your increase in income, resulting in a result that will not make ends meet. Come! (to be continued)