In short, purchase personal accident insurance:
1. Annual card, 1) Accidental injury insurance amount of 100,000 yuan
Accidental medical insurance amount of 10,000 yuan
Annually pay premium 130 yuan
2) Accidental injury insurance amount of 100,000 yuan
Accident Medical Insurance Amount of 2,000 yuan
Hospitalization allowance 20 yuan/day
2. Day card: Insured amount 100,000 yuan a day, 2 yuan / copy, sea or sea 3 yuan / copy
The above part was known to the person through the insurance company or the insurance officer. I also purchased a card of RMB 130 per year, but I declare that I am not an insurance person. If I need to purchase through insurance, I just serve or provide insurance for everyone. .
The following sections are posted:
Many times I saw a donkey asking about travel insurance. I have made a detailed introduction to the relevant insurance that may be involved in the donkey and hope to help everyone.
China Life Insurance Company: China Life’s Comprehensive Insurance for Personal Accidental Injury
Donkey A is a company employee who purchases personal accident insurance, including
Accidental injury insurance amount 100,000 yuan
Accidental medical insurance amount of 10,000 yuan
Annually pay premium 130 yuan
He can be protected by:
Death insurance money:
The accidental death or the fate of the missing person was declared dead by the court and the death insurance payment was 100,000 yuan.
Disability benefits:
Due to an accidental disability, the corresponding disability insurance is paid according to the degree of disability.
Accident Medical Benefits:
In case of accidental treatment, the reimbursable medical expenses paid for it shall be deducted from the deductible amount of 100 yuan, and 80% shall be paid to the accidental medical insurance fund, up to a maximum of 10,000 yuan.
The insurance features:
Comprehensive protection ensures accidental death and protects against accidental disability and medical treatment.
With a wide range of insurance coverage, low delivery costs, and high security, it provides the greatest protection for policyholders with the lowest premiums.
Insurance benefits:
Mortality protection: The insured suffers accidental injury during the period of insurance validity and, within 180 days, dies for the same reason, and pays the death insurance premium according to the amount of accidental injury insurance. If the insured person is not aware of the whereabouts of the accident during the period of validity of the insurance, the death of the insured shall be declared by the People's Court and the amount of the accidental injury insurance shall be paid to the death insurance premium.
Disability protection: If the insured suffers accidental injury during the period of insurance validity and is physically disabled within 180 days for the same reason, the disability insurance premium will be paid according to the amount of accidental injury insurance and the degree of disability.
Medical insurance premium: The medical expenses incurred by the insured during the period of insurance validity incurred by a hospital at a county level or above (including a county level) hospital or a medical institution approved by the company, which meets the requirements of the local social health insurance authority, and may be reimbursed. After deducting the deductible amount of 100 yuan, within the scope of the accidental medical insurance amount, 80% of the medical expenses actually incurred are paid to the medical insurance premium.
Insurance instructions:
Insured age: 6 to 65 years old
Guarantee period: one year
Payment period: one year
Payment method: one payment
Please pay special attention:
Insurers engage in high-risk sports such as diving, parachuting, rock climbing, adventure activities, martial arts competitions, wrestling competitions, stunt shows, horse racing, and racing.
1. Rock climbing
The “climbing exercise†refers to climbing cliffs, building facades, man-made cliffs, ice cliffs, and icebergs.
2. Adventure activities
〗 〖Exploration activity indicates the danger of losing one's life or causing harm to the body in a particular natural condition, and deliberately immersing yourself in activities such as river rafting, trekking through the desert or untouched primeval forest.
If the insurance is insured, donkeys can rest assured that their daily trips are in place, like activities such as Qiniang Mountain, coastlines, and rivers, as well as traveling. If you are in danger, you can call 95519 to report to the local life insurance company. If you want to be hospitalized, you must go to a county-level or above hospital.
This kind of insurance is more suitable for donkeys, the price is low and guaranteed, of course, the claims service is gradually improved, no need to worry about depravity!
Note: Another insurance that is also suitable for donkeys is Zhongbao Life Insurance Card (RMB100/year, which also covers 100,000 yuan personal accident, but only 2,000 yuan for the same day's emergency medical insurance. 10,000 yuan combined with China Life's personal accident insurance. Compared to Yuan Accident Medical Insurance, it does not provide sufficient protection, considering cost-effective factors and the current high cost of medical expenses, it does not recommend China Life Insurance Card.)
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